Set out the need
Describe the amount and timing required for your planned business spending.
Business financing referrals · Owner-operated businesses
Put your operating priorities into a practical funding budget.
As an owner, you may be weighing equipment, stock and day-to-day costs at the same time. Separate those needs so the funding request explains which expense matters now.
How it works
The application process
Add the figures
Complete the revenue, business-age and approximate credit-range questions using current information.
Confirm the details
Check the application and disclosures, then use the SMS verification step to complete submission.
Possible uses
Business expenses to describe
Equipment
Start with a quote for the equipment the business will actually use. Include setup and replacement costs while keeping personal purchases outside the request.
Inventory
Describe the stock needed for normal trade or a confirmed new opportunity. Use supplier terms and current inventory to estimate the purchase.
Operating capacity
Additional help, premises and routine bills may create a defined cash gap. List the business obligations and the period the requested funds would cover.
Before you begin
Application preparation
Work out the expense and its payment deadline before choosing the requested funding amount.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
Owner-operated businesses · funding preparation
Your operating calendar
Keep business receipts and expenses distinct from personal withdrawals. That separation makes the request clearer and helps assess whether proposed repayments fit the operation.
A few things to know
About this referral service
Information sharing and referral payments
We are paid to refer business applications and sell the submitted details to funding partners. A request may reach up to five partners, payment to us is not conditional on funding, and you do not pay this service an application fee.
Approval and available terms
No funding commitment is created by completing this request. Eligibility, amounts and contract terms are matters for the provider assessing the application.
Provider timing
The application lets you state when funding is needed, but availability is decided separately. A partner’s assessment and agreement may take longer than the business deadline.
Contact consent and mobile verification
Take time to read the application’s contact permission and privacy disclosures. SMS verification is an additional step that confirms you can receive a code at the supplied number.
Make a beginning
Start with your business funding request
Enter the business details and the amount you want to explore in the application.